First, we listen.
Your life, your priorities and the questions you want answered. We begin by understanding what matters to you.
Perspective for your wealth. Possibility for your life.
A life well lived.
A future well planned.
Investment, protection and planning.
Connected around you.
01 /A different perspective
More than a portfolio.
A plan for your life.
Your wealth is part
of a bigger picture.
Your priorities set the direction. We help bring the pieces together.
Investments, protection and planning, considered together. With advice that starts by understanding you.
Get to know our approachAdvice is personal
Meet the people behind your plan.
02 /What we do
Connected thinking.
Considered advice.
01
Investments
Build an investment strategy around your goals and comfort with risk.
02Insurance & protection
Plan for the unexpected, with your family, income and business in mind.
03Retirement planning
Connect your savings to the income you may need after work.
04Tax planning
Consider accounts and withdrawal timing alongside your tax professional.
05Estate & succession
Connect family priorities and business continuity with your legacy.
03 /How we work
Good planning starts
with understanding.
Then, we connect the dots.
We consider how your investments, protection and planning fit together, and discuss the options in plain language.
We move forward, together.
Agree on the next steps with your advisor and revisit your plan as your life and priorities evolve.
04 /A small step. A longer view.
See what
consistency
could build.
Adjust a monthly contribution and explore how it could grow over time. A little understanding can help you take the next step.
Explore all calculatorsA little, consistently
Make room for your future.
See what a monthly saving habit could add up to.
CAD
Illustrated balance after 20 years: $202,902 Canadian dollars.
Illustrated balance in 20 years
$202,902 CAD
- Contributed
- $120,000
- Illustrated growth
- $82,902
Projected balanceMoney contributed
Year 20
Hover, tap or use the arrow keys to explore.
- Projected balance
- $202,902
- Money contributed
- $120,000
View yearly figures
| Year | Balance | Money contributed |
|---|---|---|
| 0 | $0 | $0 |
| 1 | $6,136 | $6,000 |
| 2 | $12,579 | $12,000 |
| 3 | $19,345 | $18,000 |
| 4 | $26,448 | $24,000 |
| 5 | $33,907 | $30,000 |
| 6 | $41,739 | $36,000 |
| 7 | $49,962 | $42,000 |
| 8 | $58,596 | $48,000 |
| 9 | $67,662 | $54,000 |
| 10 | $77,182 | $60,000 |
| 11 | $87,177 | $66,000 |
| 12 | $97,672 | $72,000 |
| 13 | $108,692 | $78,000 |
| 14 | $120,263 | $84,000 |
| 15 | $132,412 | $90,000 |
| 16 | $145,169 | $96,000 |
| 17 | $158,564 | $102,000 |
| 18 | $172,628 | $108,000 |
| 19 | $187,396 | $114,000 |
| 20 | $202,902 | $120,000 |
Starts at $0 · 20 years · 5% constant annual return after fees. No taxes or inflation. Illustrative only; returns are not guaranteed.
How this illustration works
All amounts are in Canadian dollars. Deposits arrive at each month end. The effective annual return is converted to an equivalent monthly rate. Figures are rounded to the nearest dollar. Actual returns vary and losses are possible. This is not advice and does not check registered account contribution limits.
Your entries stay in this page. We do not save or send them.
Connections that support your plan
Access to established financial institutions.
A few things you may be wondering
Let’s make the
first step simple.
Who does Avenir work with?
Avenir works with individuals, families and business owners. Tell us about your circumstances and where you are based, and we can discuss whether our services are the right fit.
Do I need to know exactly what I need?
No. You can start with a question, an upcoming life change or simply a desire to understand your finances better. The first conversation helps establish what to explore.
How do I get started?
Contact our team and let us know what you would like to discuss. We can explain the next steps and what would be helpful to bring to a planning conversation.
A conversation can change your perspective.
Let’s talk about
what comes next.
Start with a question, a life change or a goal. We’ll discuss what matters to you and explain the next steps.
Start a conversation